Bangladesh farmer hands soil rural financing
Financing Market

Agro Financing Market

Ethical, Shariah-compliant and conventional financing options for Bangladeshi farmers — from verified banks, MFIs, and cooperative institutions.

☪ Halal / Shariah-Compliant Options🌾 Seasonal & Crop-Cycle Repayment🏦 BKash / Nagad Disbursement
Halal Financing Available: Several partner institutions offer Murabaha, Musharakah, and interest-free microfinance products. Filter by product type to find Shariah-compliant options.

Mechanization Fund

BRAC
Mechanization Fund

Equipment financing for farm machinery — power tillers, threshers, rice transplanters, and irrigation pumps.

Rate
10–12%
per annum
Amount
৳30.0L
min ৳100K
Tenure
60 mo
min 12 mo
RiceWheatJuteVegetables

Green Financing – Climate Smart Agriculture

BRAC
Green / Halal Finance

Subsidised financing for climate-adaptive practices including solar irrigation, organic farming, and drought-resistant crop varieties.

Rate
7–9%
per annum
Amount
৳5.0L
min ৳20K
Tenure
36 mo
min 6 mo
All Crops

Aquaculture & Fish Farm Credit

Agrani Bank Ltd.
Term Loan

Dedicated credit facility for pond-based aquaculture, shrimp farming, and hilsha culture along river belts.

Rate
9–10%
per annum
Amount
৳50.0L
min ৳200K
Tenure
24 mo
min 12 mo
Fish / Aquaculture

Agricultural Seasonal Loan

Agrani Bank Ltd.
Seasonal Loan

Short-term credit for Boro and Aman rice seasons. Disbursed before sowing and repaid after harvest.

Rate
9–11%
per annum
Amount
৳20.0L
min ৳50K
Tenure
12 mo
min 3 mo
RiceWheatJuteVegetables

Microfinance Agri Loan

BRAC
Microfinance

Small-ticket loans for marginal farmers without collateral. Disbursed through village groups with weekly repayment.

Rate
20–24%
per annum
Amount
৳1.5L
min ৳10K
Tenure
12 mo
min 3 mo
All Crops